.how-hero{padding:46px 0 52px}
.how-hero h1{max-width:800px;font-size:clamp(36px,4.5vw,54px);line-height:1.08}
.how-hero p{max-width:700px}
.how-quick-nav{padding:24px 0 26px;background:#fff;border-bottom:1px solid var(--public-line)}
.how-nav-label{margin:0 0 13px;color:#647087;font-size:12px;font-weight:600}
.how-quick-nav ol{display:flex;flex-wrap:wrap;gap:9px;margin:0;padding:0;list-style:none}
.how-quick-nav a{display:flex;align-items:center;gap:8px;min-height:44px;padding:7px 12px 7px 8px;border:1px solid #e1e7ee;border-radius:10px;color:#26384e;text-decoration:none;font-size:13px;font-weight:500;transition:background .15s,border-color .15s}
.how-quick-nav a span{display:grid;place-items:center;flex:0 0 27px;width:27px;height:27px;background:#fff0e5;border-radius:8px;color:#a84300;font-size:12px;font-weight:700}
.how-quick-nav a:hover{background:#fff7ef;border-color:#ffc89f}
.how-guide{padding:30px 0 0}
.how-guide-intro{display:flex;justify-content:space-between;align-items:flex-start;gap:28px;padding:0 0 25px;border-bottom:1px solid var(--public-line)}
.how-guide-intro p{margin:0;max-width:640px;color:#687487;font-size:12px;line-height:1.7}
.how-guide-intro p:last-child{max-width:370px;text-align:right}
.how-row{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);grid-template-areas:"visual copy";align-items:center;gap:clamp(28px,4.8vw,72px);padding:58px 0;border-bottom:1px solid var(--public-line);scroll-margin-top:24px}
.how-row--reverse{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);grid-template-areas:"copy visual"}
.how-visual{grid-area:visual;min-width:0;margin:0}
.how-image-link{display:block;overflow:hidden;border:1px solid #e0e6ed;border-radius:18px;background:#f3f6f9;text-decoration:none;box-shadow:0 12px 34px rgba(6,22,43,.075);transition:box-shadow .16s,border-color .16s}
.how-image-link:hover{border-color:#ffb782;box-shadow:0 14px 36px rgba(6,22,43,.12)}
.how-image-link img{width:100%;height:auto}
.how-image-label{display:flex;justify-content:flex-end;align-items:center;gap:6px;padding:10px 15px;border-top:1px solid #e0e6ed;background:#fff;color:#a34200;font-size:11px;font-weight:600;line-height:1.5}
.how-copy{grid-area:copy;min-width:0}
.how-labels{display:flex;flex-wrap:wrap;align-items:center;gap:9px;margin-bottom:17px}
.how-step-badge{display:inline-flex;align-items:center;min-height:29px;padding:5px 10px;border-radius:7px;background:#fff0e5;color:#a84300;font-size:11px;font-weight:700;line-height:1.5;letter-spacing:.03em}
.how-route-tag{font-size:11px;font-weight:600;color:#63748b}
.how-copy h2{margin:0 0 19px;color:var(--public-ink);font-size:clamp(26px,3vw,37px);line-height:1.14;letter-spacing:-.035em}
.how-copy p{margin:0 0 15px;color:#536174;font-size:15px;line-height:1.8}
.how-copy p:last-child{margin-bottom:0}
.how-note{margin-top:22px;padding:14px 16px;border-left:3px solid #e66400;border-radius:0 9px 9px 0;background:#fff5eb;color:#6a472b;font-size:13px;line-height:1.7}
.how-note--ai{background:#fff3e5;color:#684020}
.how-choice-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.how-choice-links a{display:inline-flex;align-items:center;min-height:42px;padding:8px 11px;border:1px solid #dce4ed;border-radius:9px;background:#fff;color:#344a65;text-decoration:none;font-size:12px;line-height:1.5}
.how-choice-links a:hover{background:#fff7ef;border-color:#ffc89f;color:#a34200}
.how-more-link{display:inline-flex;align-items:center;min-height:44px;margin-top:14px;color:#a34200!important;font-size:13px;text-decoration:underline;text-underline-offset:4px}
.how-row--summary .how-image-link{padding-top:22px;background:linear-gradient(135deg,#eaf0f6,#f5f7fa)}
.how-row--summary .how-image-link img{width:min(100%,317px);margin:0 auto 22px;border-radius:12px;box-shadow:0 12px 30px rgba(6,22,43,.10)}
.how-extra{padding:50px 0 52px;background:#f4f7fa}
.how-extra h2{margin:0 0 20px;font-size:28px;line-height:1.2;letter-spacing:-.025em}
.how-details-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.how-details-grid details{min-width:0;align-self:start;border:1px solid #dfe5ed;border-radius:13px;background:#fff;scroll-margin-top:24px}
.how-details-grid summary{display:flex;justify-content:space-between;align-items:center;gap:18px;min-height:64px;cursor:pointer;padding:18px 21px;list-style:none;color:#243750;font-size:14px;font-weight:600}
.how-details-grid summary::-webkit-details-marker{display:none}
.how-details-grid summary::after{content:"";display:block;flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:linear-gradient(#a34200,#a34200) center/10px 2px no-repeat,linear-gradient(#a34200,#a34200) center/2px 10px no-repeat,#fff0e5}
.how-details-grid details[open] summary::after{background:linear-gradient(#a34200,#a34200) center/10px 2px no-repeat,#fff0e5}
.how-details-body{padding:0 21px 20px;color:#59687c;font-size:13px;line-height:1.8}
.how-details-body p{margin:0 0 13px}
.how-details-body p:last-child{margin-bottom:0}
.how-details-body a{color:#a34200;text-underline-offset:3px}
.how-help{padding:56px 0 62px;scroll-margin-top:24px}
.how-help-card{display:flex;justify-content:space-between;align-items:center;gap:32px;padding:32px 36px;border:1px solid #dfe5ed;border-radius:18px;background:#fff;box-shadow:0 8px 28px rgba(6,22,43,.05)}
.how-help-card h2{margin:0 0 10px;font-size:28px;line-height:1.2;letter-spacing:-.03em}
.how-help-card p{margin:0 0 8px;color:#627086;font-size:14px;line-height:1.8}
.how-help-card p:last-child{margin-bottom:0}
.how-help-card p a{color:#a34200;font-weight:600;text-underline-offset:3px;overflow-wrap:anywhere}
.how-help-card .public-button{flex:0 0 auto;min-height:48px}
.how-page :where(a,summary):focus-visible{outline:3px solid #bb5000;outline-offset:4px}
@media(max-width:820px){
  .how-row,.how-row--reverse{grid-template-columns:1fr;grid-template-areas:"visual" "copy";gap:24px;padding:36px 0}
  .how-guide-intro{display:block}
  .how-guide-intro p:last-child{max-width:none;text-align:left;margin-top:10px}
  .how-visual{max-width:620px;width:100%;margin-inline:auto}
  .how-copy h2{font-size:29px;max-width:620px}
  .how-labels{margin-bottom:12px}
  .how-help-card{align-items:flex-start;flex-direction:column;gap:22px;padding:27px}
}
@media(max-width:560px){
  .how-hero{padding:30px 0 36px}
  .how-hero .public-breadcrumbs{margin-bottom:20px}
  .how-hero h1{font-size:37px;max-width:360px}
  .how-hero p{font-size:15px;line-height:1.75}
  .how-hero .public-actions{display:grid;grid-template-columns:1fr;max-width:370px}
  .how-quick-nav{padding:20px 0}
  .how-quick-nav ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
  .how-quick-nav a{height:100%;padding-right:8px;font-size:12px}
  .how-guide{padding-top:22px}
  .how-guide-intro{padding-bottom:20px}
  .how-row,.how-row--reverse{padding:30px 0;gap:23px}
  .how-image-link{border-radius:13px}
  .how-copy h2{font-size:27px;line-height:1.17;margin-bottom:15px}
  .how-copy p{font-size:14px;line-height:1.8}
  .how-note{margin-top:18px;font-size:12.5px}
  .how-choice-links a{flex:1 1 calc(50% - 8px);font-size:11.5px}
  .how-extra{padding:36px 0}
  .how-extra h2,.how-help-card h2{font-size:25px}
  .how-details-grid{grid-template-columns:1fr;gap:12px}
  .how-details-grid summary{font-size:13px;padding:16px 18px}
  .how-details-body{padding-inline:18px}
  .how-help{padding:34px 0 40px}
  .how-help-card{padding:24px 21px}
  .how-help-card .public-button{width:100%}
}
@media(prefers-reduced-motion:reduce){
  .how-image-link,.how-quick-nav a{transition:none}
}
